Familiarise yourself wih the Turkish sytem...

Buying property in Turkey is very simple and, most important, safe. The process is much more straight forward than that in the UK for example. Our superb Kale service ensures that each client is personally accompanied and assisted through each stage of this procedure.

All property in Turkey is freehold

• Purchaser and vendor agree a sale price for the chosen property.
   
• Purchaser is registered for a tax number to enable a sterling/euro bank account to be opened in their name. This will ensure the smooth transfer of funds from the UK to complete the purchase. Our British representative then accompanies the purchaser to a bank of their choice to open the necessary account which can be in joint names if required. Please note that every person to be named on the bank account must bring with them proof of their address, a utility bill or council tax document is ideal.
   
• We will then accompany the client, along with a registered translator, to the notary who will register the purchasers name against the chosen property. (This ensures the property is taken off the market, and gives the purchaser time to complete the sale as per the terms to be set out in the contract.) Kale Turkish Properties has the legal right to draw up transfer contracts without involving a solicitor. This keeps your costs to a minimum, but if you are happier to purchase through a solicitor we could accompany you to an English speaking lawyer who will draw up all relevant documents at a cost of between 1% and 3% of purchase price.
   
• The contract of sale is drawn up ( normally in English but sometimes both in English and Turkish if required) between purchaser and vendor, and witnessed by Kale. Generally a 10% (negotiable) deposit is paid at this time. The majority payment and 3% agents commission (set by by Turkish government) to be payable normally within 1 calendar month. The remaining balance is payable at the time of deed (Tapu) transfer, normally 5% to 10% of the price. If buying off plan the chosen payment schedule is written into the contract accordingly.
   
• The buyers Military clearance is applied for by us and when this comes through (normally around three months later) all relevant paperwork is submitted to the Land Registry for change of ownership on the Tapu (Title Deeds). Kale is notified when these papers are completed and the buyer will be informed that their Tapu is ready and that they are free to complete their purchase (tax fees of 3.3% of property value as stated on the tapu will be payable to the deed office at that time).
   
• Water and electricity meters must be re-registered in the new owners name and both will be read and billed monthly. Telephone landlines can be applied for through the post office and are normally installed within the month but applicants must have a valid residents permit. It is advisable to have a mobile phone.
   
• Total fees/taxes involved at the time of purchase should not be more than 5% purchase price. (note that there will be a further charge payable to the deed office, as mentioned above, on Tapu pick up from the land registry office).

Example Tapu (Turkish Property Deed) (179kb)